Credit card consolidating finance


16-May-2015 08:52

You can find information about budgeting and money management techniques online, at your public library, and in bookstores.Computer software programs can be useful tools for developing and maintaining a budget, balancing your checkbook, and creating plans to save money and pay down your debt.Contact your creditors immediately if you’re having trouble making ends meet. Are you worried about losing your home or your car? Many people face a financial crisis at some point in their lives. Are your accounts being turned over to debt collectors?

This calculator is designed to help determine whether debt consolidation is right for you.Enter your credit cards, auto loans and other installment loans balances by clicking on the "Enter Data" button for each category.The first step toward taking control of your financial situation is to do a realistic assessment of how much money you take in and how much money you spend. Then, list your "fixed" expenses — those that are the same each month — like mortgage payments or rent, car payments, and insurance premiums.Next, list the expenses that vary — like groceries, entertainment, and clothing.

Then change the consolidated loan amount, term or rate to create a loan that will work within your budget.

Click the "View Report" button for detailed results.