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An education beyond high school is an investment in your future.
It can be expensive and often requires you or your family to take out loans to help pay for it.
Student loans fall into two categories, federal loans and private loans.
Private loans also do not offer the opportunities for cancellation or loan forgiveness that are available on many federal loan programs.
So it makes good financial sense to exhaust your federal loan options (as well as grants and scholarships) before considering loans from any private companies.