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21-Oct-2015 22:10

You should consider carefully before taking out a home equity loan.

However, if you cannot pay back the loan, the lender could foreclose on your home.

There are two types of home equity loans: For more information, refer to What You Should Know About Home Equity Lines of Credit, a guide by the Federal Reserve Board.

A home equity loan is a form of credit where your home is used as collateral to borrow money.

It's typically used to pay for major expenses (education, medical bills, and home repairs).

If you need to file a complaint about an investment, such as a fraud, pyramid scheme, or other violation of federal securities laws, submit your problem to the Securities and Exchange Commission.

The Consumer Financial Protection Bureau aceepts complaints involving loan products, such as mortgage companies, car loans and leases, student loans, payday loans, and any other consumer loans.This agency also accepts complaints about other financial services, such as credit cards, prepaid cards, money transfers, and debt collection.The Federal Deposit Insurance Corporation offers the contact information for the primary federal agencies that regulate financial institutions.Maybe your problem doesn't involve a traditional bank or credit union or isn't related to bank accounts or fees, but is related to credit or other financial services.

If you have a problem with your bank, financial institution, lender, broker, or any other financial service provider, you should report it.To guide you through the process of filing these types of complaints, the Federal Reserve offers consumer help and the following tips: If you don't get your problem resolved using these steps, you have the right to get help from the correct regulatory agency.

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